The reason why you are asked prior to the procedure for the approval of the insurance provider is So the insurance company will pay for the procedure.
This is the term that is used to describe the coverage that people have based on certain things that may concern their health and their properties. Insurance is a way that they are able to get a guaranteed compensation for the loss they may have when there properties are damaged.
In this case the insurance company has to be well aware of what is going on in order for they to make it approved.
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