Answer:
i hate personal finance i am so done with this course
Explanation:
It is considered as high because It demonstrates to potential lenders that you have a record of success in repaying debt that you have borrowed.
A borrower's payment history is a record of their credit and other debt payments. Payment history accounts for 35% of a FICO Score computation and is recognized as highly influential under the VantageScore model as the most important component when determining a consumer's credit score.
It aids in ensuring the timely payments of all bills. By setting up autopay, alerts, and/or calendar reminders can help you achieve this. Always set autopay to at least a minimum amount due when you set it up. This ensures that your account is up to date and that good information is provided to credit reporting agencies.
Therefore, these are reasons why payment history and total debt seem a high scores.
Learn more about Payment history, here:
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