Examine the credit terms below:

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases 0% introductory APR for 10 months.
After that, your APR will be 10.99%, 15.99%, or 17.99%, based on your creditworthiness. This APR will vary with the market, based on the Prime Rate.

What happens to the APR after 10 months?



It decreases to 0%.

It increases to a variable rate of 10.99%, 15.99%, or 17.99%.

The credit terms do not specify how the rate will change.

There is no change to the interest rate.