an insured falls down a flight of stairs and sustains a neck injury that renders him severly disabled. The insurer owns a whole life policy. Is it possible for the policy to include a waiver of cost insurance rider, and if so what insurance cost be waived?
a) Premium payments for the whole life policy.
b) Medical expenses related to the neck injury.
c) Disability income benefits.
d) Funeral expenses in case of the insured's demise.