The statutory definition of title insurance includes which of the following?
I. Guaranteeing the creditworthiness of the mortgagor.
II. Indemnifying owners against loss suffered as a result of the title being unmarketable.
III. Indemnifying owners against hidden property defects in the title to real property.
A) I and II only
B) II and III only
C) I and III only
D) I, II, and III