Under NASAA rules, which of following are unethical practices when recommending a mutual fund to a customer?
I Recommending a letter of intent if the customer does not have the immediate funds to reach a breakpoint
II Not disclosing to a customer the sales charge discount if a purchase is made at the breakpoint level
III Not disclosing to a customer that dividends can be automatically reinvested without any sales charge imposed
IV Recommending the purchase of shares which results in the customer simultaneously holding shares in different investment company portfolios with similar investment objectives
A I and III
B I and IV
C II and III
D II and IV